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Reverse Mortgage Safeguard #3 - Advance Disclosure
· 26.05.2023 · 00:01:19 ··· Freitag ⭐ 0 🎬 0
📺 Reverse Mortgage Group
Are reverse mortgages safe? Yes, they are. We are covering 9 of the most important safeguards that have been put in place by the government to protect seniors who get a reverse mortgage. So far we've covered Independent Counseling and Limitation on Fees. Another safeguard that Reverse Mortgage’s have is something called Advance Disclosure. Under the FHA HECM (reverse mortgage) program, the Total Annual Loan Cost, or TALC disclosure, is required by the Federal Reserve Board. This document displays the total transaction costs over the projected life of the loan. And we provide this document to our prospective borrowers early in the process so that our clients are informed and aware of the costs incurred in obtaining a reverse mortgage.
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· 26.05.2023 · 00:01:19 ··· Freitag
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